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Right now, the IRS is handing Massachusetts businesses the biggest equipment write-off in history. For the 2025 tax year, you can deduct up to $2,500,000 on qualifying new (or used) commercial vehicles — and 100% bonus depreciation is back on everything else. That means a new Super Duty or Transit fleet can cost you 30–50% less after taxes than it did just last year.
At AutoFair Ford of Haverhill, we’ve already helped dozens of local contractors, landscapers, delivery services, and municipalities turn their 2025 tax bill into brand-new trucks. Here’s exactly how it works — and why you need to act before December 31st.
Congress passed the One Big Beautiful Bill Act in July 2025. For tax years beginning in 2025 it raised the Section 179 limit from $1.25 million to $2,500,000 and brought back permanent 100% bonus depreciation on most remaining costs.
Key numbers for 2025:
• Maximum Section 179 deduction: $2,500,000
• Phase-out begins at $4,000,000 in total purchases
• Phase-out complete at $6,500,000
• 100% bonus depreciation on anything left after Section 179 (for property placed in service after January 19, 2025)
Not every vehicle gets the full treatment, but the ones businesses actually use do:
| Vehicle | Typical GVWR | 2025 Section 179 Treatment | Real-World Write-Off Example |
|---|---|---|---|
| F-250 / F-350 Super Duty | 10,000 – 14,000 lbs | $31,300 Section 179 + 100% bonus on the rest | $85,000 truck → potentially 100% deductible |
| F-450 / F-550 / F-650 / F-750 | 14,001 – 37,000 lbs | Full uncapped deduction (up to $2.5M) | $120,000 upfitted chassis → 100% deductible |
| Transit Cargo Van (all roofs) | 8,600 – 10,360 lbs | $31,300 Section 179 + 100% bonus on the rest | $55,000 van + shelving → potentially 100% deductible |
| Transit Passenger Wagon | Under 10,000 lbs | Limited to luxury-auto caps unless modified | Cargo version is the safer choice |
Bottom line: If the truck or van is over 6,000 lbs GVWR and used more than 50% for business, you can almost always write off the entire cost in 2025 using Section 179 + bonus depreciation together.
Ford is stacking cash on the hood right now:
• Up to $8,500 retail cash on remaining 2025 Super Duty XL/XLT
• $1,500–$7,000 on Transit close-outs
• 0–3.9% APR commercial financing
• Up to $3,000 per truck through the National Fleet Incentive program (FIN code required)
These rebates lower your purchase price before you take the tax deduction — so every dollar of incentive doubles your savings.
A local landscaping company just took delivery of three 2025 F-550 dump trucks at $98,000 each. Total spend: $294,000. After Section 179 + 100% bonus depreciation and Ford incentives, their out-of-pocket cost after taxes dropped below $200,000 — a savings of over $90,000 in one year.
A Lawrence delivery fleet replaced six Transits in October. $312,000 total investment became roughly $210,000 net after full write-off and rebates — money they’re already using to hire two new drivers for 2026.
• Truck/van must be titled in the business name (not personal)
• Must be placed in service (on the road working) by December 31, 2025
• Business use >50% (keep a simple mileage log — IRS loves these)
• Massachusetts follows federal rules on vehicles, but some non-vehicle assets are capped at $25,000 — trucks are fine
Always run the final numbers with your CPA — but for 99% of Haverhill contractors and fleets, the answer is the same: you can deduct almost the entire truck this year.
Q: Can I deduct a used Super Duty or Transit?
A: Yes — as long as it’s the first time your business is using it.
Q: What if I lease instead of buy?
A: You deduct lease payments as they come due. Purchasing almost always gives bigger 2025 savings.
Q: Do the upfits (plow, dump body, shelving) count too?
A: Yes — the entire invoice usually qualifies if installed before year-end.
Q: What if I buy in 2026?
A: The $2.5M limit and 100% bonus depreciation are permanent under current law, but incentives change yearly.
Every week we’re delivering new Super Duty and Transit fleets that will be 100% written off on 2025 tax returns. Don’t leave six figures on the table because you waited until January.
Call our Commercial Truck Pro team directly at (978) 228-3074 or schedule a fleet consultation online. We’ll run your exact numbers, lock in current incentives, and handle everything from order to upfit to delivery — all before the deadline.
2025 is the best year ever to buy work trucks. Make sure your business gets every dollar it deserves.
